FAQs

Our agency provides a comprehensive range of auto insurance coverage options. These include liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP) policies. We also offer additional coverage types to meet specific client needs.

Several methods can potentially reduce your auto insurance premium. These include combining multiple policies, maintaining a clean driving history, adding safety features to your vehicle, and successfully completing a defensive driving course. Our agents can provide personalized advice on applicable discounts.

Following an accident, prioritize safety first. Contact emergency services if necessary, exchange information with other involved parties, document the scene with photographs, and reach out to our agency to initiate your claim process. We'll guide you through the next steps.

A standard homeowner's insurance policy generally covers four main areas: the structure of your home, your personal possessions, liability protection, and additional living expenses in case you're temporarily unable to live in your home. We can provide a detailed explanation of coverage specifics.

While homeowner's insurance isn't legally mandated, it's typically required by mortgage lenders as a condition for obtaining a home loan. This requirement protects the homeowner and the lender's financial interests.

Yes, bundling your home and auto insurance policies is possible and often advantageous. This approach frequently results in substantial cost savings and can simplify your insurance management by consolidating your coverage under one provider.

At RW Insurance, we conduct a thorough evaluation of your current policy and assess your needs based on your home's size and current replacement costs. This process ensures that your coverage aligns with your specific circumstances and provides adequate protection.

Obtaining a quote is straightforward. You can submit a request through our website, contact our office directly by phone, or arrange a consultation with one of our licensed insurance agents. We're ready to assist you in finding the right coverage.

To file a claim, you can contact our agency via phone or through our website. Our team will provide detailed guidance throughout the claims process, offering support and assistance at each stage to guarantee a smooth experience.

An umbrella policy provides extended liability protection beyond the limits of your standard auto or homeowner's insurance. It offers an additional layer of protection if your primary policy's liability coverage is exhausted due to a claim or lawsuit.